Check with your employer first to confirm your direct deposit was processed on schedule. When this occurs, these payments will be sent via next business day transfer and will be available within one to two business days to your linked bank account. It also offers 2 days early direct deposit. If your arrival date lands on a holiday or weekend, it may also cause a direct deposit to appear late. Varo and Chime both have early direct deposits (up to two days early). If there’s a technical issue on the side of your employer’s payroll processing, it may delay your direct deposit’s arrival. Keep in mind that Chime’s direct deposits may be late, although it isn’t common. If you’re scheduled for a regular direct deposit for a Monday, the early direct deposit will arrive two business days early, which would be Thursday of the week before. Chime direct deposits come in only on business days (weekdays). Chime doesn’t hold your direct deposit when it receives the funds from your employer, which is how it gets into your account faster. Chime direct deposits arrive up to two days early. Gusto will also knock your employer back to a longer turn around if they ever have insufficient funds when they try to take the money to pay you. The next level up is 2 day and then 1 day. One of the best parts of using Chime is the speed of electronic transactions. On the base level it’s a 4 day turn around which means if payday is Friday they have to have it processed by 1pm Monday.
